Please don't get the wrong idea. I'm sure Photoshop is the way to go but it's expensive & not everyone can afford it. I'm simply pointing out that there are alternatives that will do the job just as well depending on what you want to do. It all depends on familiarity with the different features of the software you're using & knowing how to use them to do what you want.

It's the same for all software, not only the expensive ones. Take IrfanView for example. A simple little freeware utility useful for resizing photos & screenshots but capable of so much more. For example; I wonder how many people know that most of the Photoshop plugins you mention are compatible with it. Not sure about NeatImage but that can be run as a standalone program. IrfanView also has many advanced features like batch processing that usually come with expensive software. You can even create a simple webpage with thumbnails linked to the images, all fully automatic. It's also possible to add borders & text like Kris uses on his excellent photos but only if you know how to do it. I've been using these programs for years so know what they're capable of & how to use them. If I get Photoshop I will have to start from scratch & learn how to use it before it's any use to me. That is the point I'm trying to make.