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Bike insurance for a new driver... How much? (UK) (Read 547 times)

Jan 15^th, 2008 at 3:13pm

machineman9 Offline
Colonel
Nantwich, England

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Posts: 5255

When I reach 17 I am wanting to be able to have a motorbike liscence, and this of course means insurance.

Could anyone tell me of any places who might give a quote, even though I am not likely to buy for another few years... or atleast give me a rough guesstimate of how much it might cost.

The bike would be worth about £2000 (2nd hand) or maybe up to £3000 or so new. (Aprilia rs125... A great bike for the cc) and stored in my garage.

I know i'm coming up to be aged 15 next month, but I am also going to be looking for work, and that means saving up, and having a sort of guess at how much it might cost would be a real help in the long run.

So far I know that the cost of lessons and all the kit+bike will come up to £6000 at the top, but getting insured is also a longer term commitment and I could do with knowing this too.

Cheers

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Reply #1 - Jan 15^th, 2008 at 3:59pm

ozzy72 Offline
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Pretty scary huh?
Madsville

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You'll probably get your best deal with Carole Nash 0800-0835544/carolenash.com

There are two types of aeroplane, Spitfires and everything else that wishes it was a Spitfire!

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Reply #2 - Jan 15^th, 2008 at 5:04pm

CD. Ex Member

Bennets are insurers solely for motorcyclists, although they are aimed at the more experienced rider.

Your CBT school should be able to recommend a "New biker" insurance company. Look around though, new bike insurance can be very expensive.

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Reply #3 - Jan 16^th, 2008 at 10:43am

MrPotter Ex Member

Try Bennets or Go-compare for a quote, a rough guestimate for the the insurance would be around the 1k mark if you wanted third party fire and theft, but it would be a fair bit more if you went fully comp.

I know it may be a sportsbike, but as a first bike i'd actually recommend something like a Hyosung comet, Honda CG125 or even the Honda CBR125, There a 4 stroke compared to the RS's 2 strokes, and are 10x easier to maintain than the rs (which has a habit of seizing).

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Reply #4 - Jan 16^th, 2008 at 2:54pm

machineman9 Offline
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Nantwich, England

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Thanks CharlottesDad, and you too MrPotter.

£1000 a month is it, or what?

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Reply #5 - Jan 16^th, 2008 at 3:01pm

MrPotter Ex Member

machineman9 wrote on Jan 16^th, 2008 at 2:54pm:

Thanks CharlottesDad, and you too MrPotter.

£1000 a month is it, or what?

that would be a year, but you always pay for a month or 2 when you take out the policy, all depends on how much you could afford to pay a month really, normally they can adapt the payments to suit your wage.

i can honestly say though, if you end up with something like a cg,sr,comet cbr 125 that your insurance should be quite a lot cheaper.

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Reply #6 - Jan 21^st, 2008 at 11:30am

Soames Offline
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Aeroplane or Airplane?
A Village t'wixt Bath & Wells

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It's easy for an old geezer to say, but get yourself a cheap bike to learn and pass your test on.

Save your money for the all important big bike for when you pass.

Motorcycling is an expensive business and you'll not want to add to cost by splashing out on a bike you'll only spend 6 months on.

Prior to me getting my learner I had eyes for a Kawasaki AR125 or a even a Laverda 125. But the old man told me to bide my time and I ended up with a perfectly serviceable KH100; the money I saved I later spent on a GPZ750 Turbo.

I loved that bike. Cry

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