Is there any way of creating gauges for FS9, that;

   A) Is free
   B) Does not require expirience in programming codes.

Also, is there a freeware panel editor (like CFGedit) for FS2004?

  You might want to look at my reply to "fighters" in response to his query "edit/create panels" re my tutorial/workbook "Simple Panel Design". 

  There's a couple of sections in my tutorial that cover gauge basics, one which describes XML gauges.  There's a workbook exercise on XML gauges that walks you through the steps to modify an existing XML gauge to create a new gauge (an XML radio altimeter).

  Maybe it'll help you.