Why is funding all-or-nothing?
All-or-nothing funding is a core part of Kickstarter and it has a number of advantages:

It's less risk for everyone. If you need $5,000, it's tough having $1,000 and a bunch of people expecting you to complete a $5,000 project.

It motivates. If people want to see a project come to life, they're going to spread the word.   

It works. Of the projects that have reached 20% of their funding goal, 82% were successfully funded. Of the projects that have reached 60% of their funding goal, 98% were successfully funded. Projects either make their goal or find little support. There's little in-between.

To date, an incredible 44% of projects have reached their funding goals.

Dos this mean they will not charge my card if funding is not met?Kickstarter sends a email if you pledge to a project and they give you a email and it says You Have Authorized a Payment to?Dos this mean they will still charge if the project goal is not met i am just curious?