Give yourself (and Grandpa) a break... take a peek on Craigslist. You might be able to find a good 4 x 4 that fits your budget nicely, and won't take a big chunk of your Grandpa's war chest.
Heck, with insurance premiums, tags, tax and all of the associated costs involved in buying a new vehicle it's just nuts!
And... don't forget maintenance, especially with an AWD car or crossover.
Bottom line is... pick the best rig for your needs, ego and location.
Alan
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"I created the Little Black Book to keep myself from getting killed..."
-- Captain Elrey Borge Jeppesen
P4 3.0 SINGLE CORE, 2GB Corsair RAM, ATI Radeon 4650 1GB, OCZ 600w PSU, Samsung 160GB HD XP SP3
Proud User of: FS8 FS9 CFS CFS2 IL2