Simviation Forum - Cancel your credit card before you die...

Jun 5^th, 2010 at 6:27pm

Romulus111VADT Offline
Colonel

Gender:
Posts: 5521

Cancel your credit card before you die..........(hilarious!)

Now some people are really stupid!!!!
Be sure and cancel your credit cards before you die.
This is so priceless, and so, so easy to see happening, customer service being what it is today.
A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank.

Here is the exchange :
Family Member: 'I am calling to tell you she died back in January.'
Citibank: 'The account was never closed and the late fees and charges still apply.'
Family Member: 'Maybe, you should turn it over to collections.'
Citibank: 'Since it is two months past due, it already has been'
Family Member: So, what will they do when they find out she is dead?'
Citibank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!'
Family Member: 'Do you think God will be mad at her?'
Citibank: 'Excuse me?'
Family Member: 'Did you just get what I was telling you - the part about her being dead?'
Citibank: 'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:
Family Member: 'I'm calling to tell you, she died back in January with a $0 balance.'
Citibank: 'The account was never closed and late fees and charges still apply.'

Family Member: 'You mean you want to collect from her estate?'
Citibank: (Stammer) 'Are you her lawyer?'
Family Member: 'No, I'm her great nephew.' (Lawyer info was given)
Citibank: 'Could you fax us a certificate of death?'
Family Member: 'Sure.' (Fax number was given )

After they get the fax :
Citibank: 'Our system just isn't setup for death. I don't know what more I can do to help.'
Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'
Citibank: 'Well, the late fees and charges will still apply.'
(What is wrong with these people?!?)
Family Member: 'Would you like her new billing address?'
Citibank: 'That might help..'
Family Member: ' Odessa Memorial Cemetery , Highway 129, Plot Number 69.'
Citibank: 'Sir, that's a cemetery!'
Family Member: 'And what do you do with dead people on your planet???'

Priceless!!

"I have a place where dreams are born, And time is never planned. It’s not on any chart, You must find it with your heart."

Albert Einstein - "Two things are infinite: the universe and human stupidity; and I'm not sure about the universe."

Martin Luther King Jr. - “Nothing in the world is more dangerous than a sincere ignorance and conscientious stupidity.”

Johann Wolfgang von Goethe - “There is nothing worse than aggressive stupidity.”

Mark Twain - “Never argue with stupid people, they will drag you down to their level and then beat you with experience.”

Back to top

IP Logged

Reply #1 - Jun 5^th, 2010 at 6:38pm

Steve M Offline
Colonel
Cambridge On.

Gender:
Posts: 4097

I can tell you, from personal experience, this is true.. and after the fact it's just plain funny! Grin

Flying with twins is a lot of fun..

Back to top

IP Logged

Reply #2 - Jun 5^th, 2010 at 6:57pm

patchz Offline
Colonel
What, me worry?
IN THE FUNNY PAPERS

Gender:
Posts: 10589

Yes, it's true, and funny, now. But it was not funny at the time. And it's not just credit card companies either. It's the people who handle the retirement benefits, and utilities, and the list goes on. The one thing I advise...
however many death certificates you think you might need...
triple it.

If God intended aircraft engines to have horizontally opposed engines, Pratt and Whitney would have made them that way.

Back to top

IP Logged

Reply #3 - Jun 5^th, 2010 at 8:16pm

Romulus111VADT Offline
Colonel

Gender:
Posts: 5521

My step-son is in the process of purchasing his grandmothers 2009 Ford Fusion. She passed away in Dec 2009.

Ok, the loan company didn't want to transfer the loan to his name because his credit score isn't where they would like it to be.

Now, he continues to make the payments and the credit goes to his deceased grandmother. I'm sure she's thrilled!

If this wasn't stupid enough; if he were to default on the loan. The loan and car title are still in her name. Who would they go after? His dead grandmother? How do you repo a car for a corpse? Roll Eyes

He'll be able to transfer the title when the car is paid off by showing payments, the loan being paid off and a copy of his grandmothers death certificate (which they already have).

Roll Eyes

"I have a place where dreams are born, And time is never planned. It’s not on any chart, You must find it with your heart."

Albert Einstein - "Two things are infinite: the universe and human stupidity; and I'm not sure about the universe."

Martin Luther King Jr. - “Nothing in the world is more dangerous than a sincere ignorance and conscientious stupidity.”

Johann Wolfgang von Goethe - “There is nothing worse than aggressive stupidity.”

Mark Twain - “Never argue with stupid people, they will drag you down to their level and then beat you with experience.”

Back to top

IP Logged

Reply #4 - Jun 6^th, 2010 at 8:19am

patchz Offline
Colonel
What, me worry?
IN THE FUNNY PAPERS

Gender:
Posts: 10589

Romulus111VADT wrote on Jun 5^th, 2010 at 8:16pm:

My step-son is in the process of purchasing his grandmothers 2009 Ford Fusion. She passed away in Dec 2009.

Ok, the loan company didn't want to transfer the loan to his name because his credit score isn't where they would like it to be.

Now, he continues to make the payments and the credit goes to his deceased grandmother. I'm sure she's thrilled!

If this wasn't stupid enough; if he were to default on the loan. The loan and car title are still in her name. Who would they go after? His dead grandmother? How do you repo a car for a corpse? Roll Eyes

He'll be able to transfer the title when the car is paid off by showing payments, the loan being paid off and a copy of his grandmothers death certificate (which they already have).

Roll Eyes

I refer you to the last three lines in your sig Rom. Roll Eyes

If God intended aircraft engines to have horizontally opposed engines, Pratt and Whitney would have made them that way.

Back to top

IP Logged

Reply #5 - Jun 9^th, 2010 at 6:04pm

H Offline
Colonel
2003: the year NH couldn't
save face...
NH, USA

Gender:
Posts: 6837

I'd have, (perhaps, will have) more to tell here but I turned it over to the office of the state's Attorney General, who have now ('because of the nature' of [my] complaint) sent it to a Federal bureau; we'll see.

Back to top

IP Logged

	Search the archive: