If you downloaded Bub's nice Panther Queen upgrade pack for Massimo Taccoli's P/F-80, and you are using any version of that aircraft available for download at SimV, you will have a pilot torso without a texture. 

The texture that covers the pilot torso in Bub's download is the one used only on the P/F-80 version available at Flightsim.com....so if you are using that version, you are not seeing the problem. 

If you do have this problem, it can easily be fixed by saving the JPG below, changing the extension to BMP and pasting it into your Texture folder.   

Alternately, you can download the aircraft version from Flightsim.com and the existing texture in Bub's download will work fine.