I was doing the bloke type thing of looking at cars and I came across the Mazda RX-8. I remembered it from the advert a few years back and investigated it further.

I read up a few things about it and one of my friends asked what the insurance on that thing would be like, so with nothing better to do... I set away on a few insurance sites just getting some quotes and seeing if we can beat the system at all (we couldn't, but it was interesting to try).


Anywho, I looked at some of the prices and they were gigantic. Fair enough for a brand new driver they would be, but this was stupidly high. I went back to check everything was right and I found this:

Insurance site: Mazda RX-8 2003 2.6L

Mazda/Wikipedia: Maza RX-8 2003 1.3L


For some reason the insurance site thought that it was a 2.6L car but the official website and most other sites I have looked at seem to say it is half that (2x 655cc, not 2x1300cc)


I am just wondering what the heck is going on. It is a 1.3L car, right? Why are some places listing it as double that when it blatently isn't when I checked the official manufacturer's website.


Cheers

I went to those funny 'middle men' ones, only because I'm not planning on getting insurance any time soon, but I figured I have a year to go until I can learn to drive so I may aswell see what the insurance market is like. It's not good, trust me.

Go Compare, Compare The Market and I think Direct Line all seem to say it is a 2.6. I only used one for an actual test quote and the others to check that I wasn't reading wrongly. But yeh, as far as I remember it is several sites listing it like that at the very least.

Yeh, well when the time comes to learn to drive I will probably get a joint policy with someone in my family and then when I am able to, and it would be financially alright to, I would probably move onto my own policy but probably with the same insurer.

"We'll find you the best quote". Umm, no mate, no you won't 


Hopefully I will be able to get something other than a chav-tastic car, so this is why I am looking around... And if I am lucky, financial depression on such objects might help me out. Too bad they will still treat me like some street racing punk 

Darn them. 

I think insurance is going to be a lot for most things for me anyway. I imagine it is going to be fairly high for the RX-8 because it looks like it is quite a powerful car despite it's displacement.

Even so, I would still challenge the point just to see what they say.


Back to AutoTrader to check the markets again 

Yeh it's a pretty fab engine. Which is a problem as it is small but powerful so insurance companies won't really like it.

I suppose rarity also affects it... Cheap highly-in-production cars will be cheaper to insure too. Easier to get replacement panels for, etc.

I've heard about people falsely declaring things like that and I will try not to make those mistakes myself.

Fozzers tip for youngsters buying their first Motor Car...

(a) Forget it. (...for my sake!).

(b) Find a Car which is the cheapest to insure, even if only has three wheels, and a set of pedals for back-up...

...then slowly work your way up the ladder...if you can afford it......!

Paul....125+ MPH motorcycle...£118 annual Fully Comprehensive Insurance...Joy... ...!

If you take my advice you'll steer clear of motorbikes. The roads are far too dangerous for two wheels these days.

I know they are, so I am putting it off a bit. Until either the roads get better, or I am wiser and thus can predict better what might happen. No the first one is probably not likely to happen and the second one is still risky, but it is still something I would like to do one day.

Maybe as a UK resident, maybe not if I decide to change country one day. The future does await.



Drive to get drink and then return home... Or drive out to get drink and get someone to pick you up. Where my common sense runs out I can't predict, but I am hoping I will be able to decide safely when I would be good to drive. If anything, I wouldn't want my car to get scratched so that is the first incentive to play it safe 

Hmm I haven't heard of that one. I've heard of Drive Survive or something similar.

I will give it a good look into. Be good experience if nothing else. Cheers.

The one big advantage of two-wheels on the over-crowded, traffic-jammed roads in our small island, is that with skill we can quickly negotiate our way through it all....with little or no stress... ...!

I parked my shiny Motor Car (40,00 miles from new) permanently in my Garage 18 years ago, and reverted to my Motor-Bikes, to ensure I could travel through my traffic congested Town every day with no problems...

...and I get free parking wherever I go!... ...!

Paul... ...!

...I just get wet, and cold!... ...!

..... ....!

By the way.... Geico would charge me about $1400 a year. Actually, I would still have change left over to go and get some McNuggets from McDonalds too. Yeaaahhhh I think it's probably not best to start that one here, lol.

my question would be how do you get 9 points in a 1.2 corsa? even with a stiff tail wind they cant go fast enough to set a speed camera off lol.

HawkerTempest5 wrote on Mar 4^th, 2009 at 6:33pm:


"What's insurance?"

Some other figures from over the channel:

2002 Saab 9-3, 2.0 turbo @ 150hp, entry model: 89 euros/month with zero years. Went down 10 euros each year that i own it. Quite a low price for a 1400 kilo highway rocket (it can do 200kmh)

2007 Opel / Vauxhall Corsa 1.4 @ 90hp with some nice options (heated steering wheel!) and fancy metallic paint: about 80 euros/month with zero years. No idea how much it will go down next year. I think its overpriced but that was the best deal my girlfriend could get, including employee discount. The 'surname thing' might have played a role in this.