You can play online at the Zone in the CFS2 area. You will need a Hotmail acct. and a Net Passport. Once you have a Net. Passport and a  Hotmail acct. established, go here to install the Zone Files you need. http://zone.msn.com/services/support.asp

Then you can get into the CFS2 gaming area and play.

For using a mic., you can download Roger Wilco. It was free, don't know about now though, but check for this at http://www.resounding.com

Good luck.