My FS2002 freezes all the time about 5-10 minutes after takeoff. It seems to get an error faster when I am below 10,000 feet and around more terrain. The error reads as follows:
A Fatal Error Occured
-AppName:fs2002.exe
-Mod Ver: 8.0.0.10919
-AppVer: 8.0.0.10919
-Offset:00009fdb
-ModName:panels.dll (or at different times) terrain.dll

One more thing. When the game freezes, I can hear the proccessor going really fast for about 5 seconds, and then the error comes up. It's the same sound it makes when I defrag my computer. Thanks in advance on any help or suggestions anyone may have.

System specs: 1.1GHz Pentium II proccessor
                       Nvidia MX420 video card(updated driver
                       43.45 and DirectX9.0
                       VIA PCI Sound Card